Lincoln Car Dealers Shares How to Seek Loan Relief during the Pandemic

The COVID-19 pandemic has made everyone’s current financial situation difficult that keeping up with bill payments, especially auto loans, becomes a bit more challenging. Fortunately, most lenders are understanding of the situation and are willing to accommodate to make auto loans less of a burden.

Why not prioritizing your car loan payments can be bad for you

According to Lincoln dealerships near Covington LA, it’s understandable why some people put car loan payments at the bottom of their list – there are simply too many essential needs to be paid first during these tough times.

However, skipping loan car payments can have negative impacts on your own financial health. Lincoln car dealers advise: if you have to prioritize bill payments, focus on rent, mortgage, utilities, child support, and auto loans. If you don’t have enough money to make a full payment, try speaking with your creditors to negotiate.

Seeking car loan relief during a pandemic

Nearly every automaker acknowledges the challenge and stress of keeping up with auto loan payments. Fortunately, lenders and leasing companies have created their own programs to give their customers some peace of mind. Most offer delayed or deferred payments with no late fees until the worst of the pandemic passes. Others also offer reduced payment just to keep the customer afloat. Lenders understand the situation and they know that if they don’t do their part to help by offering some leniency, the entire economy can fall apart.

Loan assistance programs mainly vary from lender to lender. They often differ on how to qualify, how long can you delay or defer a payment, and how all of these can affect your credit report.

For captive finance owned by automakers, the most common accommodation is loan deferment. A loan deferment is an agreement between the customer and the lender that allows payments to be delayed, essentially extending the actual deadline. Some automakers offer 60 days deferment, while others up to 120 days. One thing to note is that loan deferment is not equivalent to delinquency, so your credit score should not be affected.

Lincoln dealerships around Covington, LA preferred to handle requests on a case-to-case basis. You should contact them directly to explore your loan payment options.

Other options

Downsizing is not only applicable to people, but with cars as well. You can talk to your lender if downsizing is a far better option for you than a loan deferment. This is especially true if you are looking at a rather large monthly payment.

If that doesn’t work, you can try refinancing your car loan to reduce the monthly payments and save you from large interest rates. The only requirement for this to work is if you have a good credit history and you still have a source of income. Otherwise, you might not qualify for refinancing.

Want to know more about beneficial car loans during the pandemic and how you can get some relief? Check out Baldwin Lincoln car dealer in the New Orleans, LA area for more details.

2021 MERCEDES GLA 45 IN COVINGTON LA FALLS SHORT OF THE LINCOLN CORSAIR

The 2021 Mercedes GLA 45 in Covington LA can't compete with the revamping of the new 2021 Lincoln Corsair which is taking the place of the MKC crossover. It is expected to keep the Continental inspired exterior design.  

2021 Mercedes GLA 45 in Covington LA is No Match for Lincoln

Packing a punch is the 2021 Mercedes GLA 45 in Covington LA with its powerful four-cylinder engine, eight speed dual clutch automatic transmission and variable all-wheel drive. The GLA45 is compact and versatile offering raised suspension that enhances offer road performance with high performance tires. The 2021 Lincoln Corsair begins with a 250-horsepower 2.0-liter turbocharged four-cylinder engine and offers a 2.3-liter turbocharged version with 205 horsepower. An eight-speed automatic transmission powering the front wheels or all four with optional all-wheel drive. 

Lincoln is luxury with its 2021 Lincoln Corsair presenting sharp body lines, full-width brake light, and elegant metallic bits. The cabin delivers a clean design including a small dash with horizontal lines, infotainment screen in dash, available premium upholstery, two-tone steering wheel, plus many more amenities. It is expected to come standard with 18-inch wheels, keyless ignition, power liftgate, leatherette upholstery, power and heated front seats, Apple CarPlay, and Android Auto.  The 2021 Mercedes GLA 45 in Covington LA offers an optional aero package, aggressively styled wheels and the interior has a race car feel with tubular optics. 

A plug-in hybrid will also be available in the 2021 Lincoln Corsair delivering approximately 25 miles of all electric range a bit above the average range for luxury SUV plug-in hybrids. It should take about three to four hours with a Level 2 charger to charge the batter from zero. The 2021 Lincoln Grand Touring gains two additional in drive mode software a Pure EV mode which keeps the PHEV running on electrons unless the battery is drained, or acceleration or speed require more than the electric motors can maintain. Another drive mode is Preserve EV drive mode and it uses the ICE which enhances the standard normal, sport, snow, eco, and the all-weather modes. An additional luxury drivers will enjoy are the special 20-inch wheels, a charge port on front left fender, and Spirit Blue badging on the vehicle.
 

Stop by Baldwin Lincoln for more detailed information on the 2021 Lincoln Corsair and schedule a test drive or preorder one customized to fit your style. We maintain an extensive inventory of vehicles coupled with our knowledgeable staff. We are eager to assist you with financing, service appointments, and routine maintenance appointments. Ask about our Black Label amenities and the Lincoln Way experience. You can also take advantage of our high-tech tools that precisely determine the problem and you can trust your Lincoln be repaired using authentic Lincoln parts. The 2021 Lincoln Corsair is expected production is early July 2020. Check with our products specialist for updates on the release date. 

THE 2020 LINCOLN NAUTILUS NEAR GULFPORT MS ADAPTS TO YOUR LIFESTYLE

Discover the 2020 Lincoln Nautilus near Gulfport MS, a vehicle that adapts to your lifestyle and delivers a thrilling and luxurious drive with lavish interior for additional comfort.  

 

2020 Lincoln Nautilus near Gulfport MS: Features

Luxury is defined once again in the 2020 Lincoln Nautilus near Gulfport MS with three trim levels: Standard, Reserve, and Black Label. With all these options, there's a Lincoln Nautilus option for every need and want. The 2020 Lincoln Nautilus comes with a plethora of standard features in all trim levels including:

•  Auto High Beam Headlamps
• Reverse Sensing System
• Auto-Dimming Frameless Rearview Mirror
• Blind Spot Detection with Cross-Traffic Alert
• Dual-Zone Electronic Temperature Controls
• Lockable Glovebox
• 12.3-inch LCD Instrument Cluster Display
• Intelligent Access with Push-Button Start
• Remote Start System
• Active Noise Control
• Push-Button Shifter
• Lincoln Embrace Cargo Management System
• Remote Keyless Entry
• Forward Collision Warning
• Dynamic Brake Support
• SOS Post-Crash Alert System

• Lincoln Co-Pilot360
• Pedestrian Detection
• Lincoln Connect
• SiriusXM Satellite Radio
• SNYC 3
• 10-way Adjustable Front Seats 
• Driver Side Memory Seats
• Lane Keeping System
• Electric Power-Assisted Steering (EPAS)
• Hill Start Assist
• 8-Speed SelectShift Automatic Transmission 
• Front Passenger Sensing System
• Rear View Camera with Camera Washer
• MyKey
• Personal Safety System
• Safety Canopy System

Ask about the Black Label 2020 Lincoln Nautilus near Gulfport MS with its exclusive designs. Lincoln Nautilus Black Label models offer three themes including Gala, Chalet, and Thoroughbred. The Gala model embodies the red carpet experience, which evokes prestige and luxury. With ruby interiors and exteriors, you're sure to feel like a star inside. Influenced by the Swiss Alps and extended weekends, the interior wraps you in warm tones with a cool exterior reminiscent of hitting the slopes. The tradition of horse racing shines through in the Thoroughbred theme by putting you in the saddle with raw horsepower and defined aesthetics.

Black Label membership privileges extend beyond the driver's seat. Members gain the peace of mind of premium maintenance, four years, 50,000 miles or four service visits, whichever comes first. Plus, a complementary car wash and annual detailing. Schedule a service appointment and we will pick up your Lincoln Nautilus and deliver a loaner to you. Then we will return your vehicle to you. Earn Lincoln Access Rewards points by scheduling services then redeem your points toward maintenance and other exclusive offers. 

Baldwin Lincoln has been serving Gulfport and the Mississippi Gulf Coast for over 70 years. Visit us at Baldwin Lincoln to experience the Lincoln Way.  Our team is dedicated to providing elite service from the time you step out of your vehicle through servicing and maintenance appointments. We take pride in our seamless, stress-free car buying and servicing processes. Allow our product specialist to answer any questions you may have, and our financial specialists to assist you with you financing options. Visit Baldwin Lincoln and browse our extensive inventory of vehicles and schedule a product demonstration. We look forward to assisting you with the purchase of your vehicle or scheduling service and routine maintenance appointments.

2020 LINCOLN AVIATOR NEAR NEW ORLEANS LA: THE LUXURY SUV YOU’VE BEEN WAITING FOR

Are you looking for a roomy SUV with a dose of luxury? Then come on over to Baldwin Lincoln to experience the all new 2020 Lincoln Aviator near New Orleans LA.

The 2020 Lincoln Aviator is all new for this year and exemplifies the standard of luxury that Lincoln has come to represent. Taking styling cues from the revived Lincoln Continental and the redesigned Lincoln Navigator, the Lincoln Aviator looks too good to miss. It is offered in five trim levels: Standard, Reserve, Grand Touring, Black Label, and Black Label Grand Touring. 

Standard

 The 2020 Lincoln Aviator near New Orleans LA Standard model comes with a 400-hp twin-turbocharged V6 (which is among the most powerful standard engines in the mid-size luxury SUV segment), a 10-speed automatic transmission, and rear-wheel drive. Features include tri-zone automatic climate control and the SYNC 3 infotainment system with a 10.1-inch touch screen, four USB ports, Apple CarPlay, Android Auto, a Wi-Fi hot spot, a 10-speaker audio system, and satellite radio. This trim also comes with synthetic leather upholstery, 10-way power-adjustable front seats, and heated front seats.

Standard driver assistance features include a rearview camera, MyKey, front and rear parking sensors, blind spot monitoring, rear cross traffic alert, forward collision warning, pedestrian detection, automatic emergency braking, lane departure warning, lane keep assist, and driver drowsiness monitoring. Some of these features are part of the Lincoln Co-Pilot360 suite of technology.

Lincoln Aviator Reserve

In addition to the base trim level features, the 2020 Lincoln Aviator near New Orleans LA Reserve model comes with second-row captain's chairs, genuine leather upholstery, 12-way power-adjustable front seats, a hands-free power lift gate, quad-zone automatic climate control, navigation, a 14-speaker Revel audio system, and a surround-view parking camera system.

This trim is available with several option packages, including features such as a head-up display, adaptive cruise control, parallel and perpendicular park assist, heated and ventilated first- and second-row seats, a heated steering wheel, and wireless device charging.

Lincoln Aviator Grand Touring

The Lincoln Aviator Grand Touring features a 494-hp plug-in-hybrid powertrain and all-wheel drive. On top of the lower trims' features, the Grand Touring comes with adaptive steering, regenerative braking, and a panoramic sunroof.

Available features in this 2020 Lincoln Aviator near New Orleans LA are comparable to what's available in the Reserve. However, the Grand Touring offers a few extra features including 30-way power-adjustable front seats, massaging front seats, and a 28-speaker Revel 3D audio system.

2020 Lincoln Aviator near New Orleans LA Presents Black Label Trim

The Lincoln Aviator Black Label is the most luxurious trim, and it has many styling elements not offered in lower trims. It also comes with all-wheel drive, ventilated front seats with 30-way power adjustability, massaging front seats, heated and ventilated second-row seats, a heated steering wheel, heated windshield wipers, wireless device charging, Lincoln's Phone As A Key, a 28-speaker Revel audio system, adaptive cruise control, lane centering, traffic sign recognition, parallel and perpendicular park assist, and a head-up display.

The Black Label comes standard with just about every feature you can get in a Lincoln Aviator.

Lincoln Aviator Black Label Grand Touring

Other than its hybrid powertrain, the Lincoln Aviator Black Label Grand Touring trim has the same features as the Black Label trim.

It's not only the Lincoln Aviator's 22-inch wheels that catch your gaze; the use of chrome, fluid lines, and attention to detail make the 2020 Lincoln Aviator near New Orleans LA stand out on the road as well. This three-row SUV has a big presence with its large grille, short front overhang, and wide stance.

The Lincoln Aviator's body overflows with interesting but not overwhelming detail, and its cabin has a sophisticated look that's pure American glam.

To really appreciate all that the Lincoln Aviator has to offer, you need to experience it firsthand. Stop by Baldwin Lincoln today and see for yourself.

2020 LINCOLN NAVIGATOR NEAR BATON ROUGE LA: THE IDEAL LUXURY SUV

Do you want a luxury SUV with plenty of room for everyone? Take a trip to Baldwin Lincoln to discover what the 2020 Lincoln Navigator near Baton Rouge LA has to offer.
 

The redesigned Lincoln Navigator differentiates itself from its competitors with enough exclusive content to feel truly luxurious. This roomy SUV can fit up to eight people (with third row seating option) and has the ability to tow upwards of four tons, all while pampering its occupants with power amenities and a rich interior ambience. Also available is a new Monochromatic package available on the Lincoln Navigator Reserve that brings unique exterior styling.

The Lincoln Navigator lineup has improved standard features and updated packages for this year. Every model now has standard:

• adaptive dampers 

• heated and ventilated front seats 

• power-operated running boards 

• automatic high-beams

• the latest Sync infotainment software 

• wireless charging

• phone as a key

All but the base models have illuminated power running boards. Similarly, Lincoln's suite of driver assists-called Co-Pilot360-now includes:

• automatic high-beams 

• blind-spot monitoring 

• rear cross-traffic alert 

• lane-keeping assist

• forward-collision warning 

• automated emergency braking

• backup camera with a camera washer

The 2020 Lincoln Navigator near Baton Rouge LA is offered in three trim levels: Standard, Reserve, and Black Label. In addition to the standard-wheelbase edition, Lincoln offers a long-wheelbase Lincoln Navigator L. You can get it Reserve or Black Label trims.

The only engine available in this Lincoln is a turbocharged 3.5-liter V6 that generates 450 horsepower and 510 pound-feet of torque. It comes with a 10-speed automatic transmission. Don't worry, the V6 makes enough power to haul this huge SUV with ease. The turbo V6 is more than strong enough for easy highway passing and towing large loads. 

Since there's only one available powertrain for this SUV, the big difference between the trims is features. With all the safety and comfort features that come standard for 2020 model year, even the base model is a great choice for many shoppers.

2020 Lincoln Navigator near Baton Rouge LA: Standard Trim

Since the 2020 Lincoln Navigator near Baton Rouge LA is a full-size luxury SUV, the base model comes well-equipped. Its list includes the SYNC 3 infotainment system, a 10-inch touch screen, Apple CarPlay/Android Auto, a Wi-Fi hot spot, wireless device charging, a 14-speaker Revel stereo, six USB ports, and satellite radio.

Other standard features include leather upholstery, heated and ventilated front seats, 10-way power-adjustable front seats, heated second-row seats, tri-zone automatic climate control, remote start, proximity keyless entry, a hands-free lift gate, front and rear parking sensors, MyKey, and a rearview camera. 

Also standard is the Co-Pilot360 suite of safety features listed above. You can trade out the second-row captain's chairs for a bench seat at no extra charge. Four-wheel drive is available for the standard model.

 

Lincoln Navigator Reserve

This model adds 24-way power-adjustable front seats, a surround-view parking camera system, adaptive cruise control, a head-up display, automatic park assist, larger alloy wheels, and a panoramic sunroof.

The Reserve is the first trim available with the long-wheelbase L body type. You can also choose the Luxury package, which adds a 20-speaker stereo, and 30-way power-adjustable front seats. Four-wheel drive is available for this model as well. 

Lincoln Navigator Black Label 

The high-end Black Label trim comes standard with just about everything you can get in the 2020 Lincoln Navigator near Baton Rouge LA, including four-wheel drive. A rear-seat entertainment system with dual 10-inch touch screens is available. 

Now that you've been introduced to the 2020 Lincoln Navigator near Baton Rouge LA, the next step is to view this extraordinary luxury SUV up close. Visit Baldwin Lincoln soon to experience it firsthand.